10 Ways to Change Your Money Mindset Positively


April 7, 2022

You’ve probably heard limiting money beliefs like, “money is the root of all evil” or “rich people are greedy.” Believe it or not, the way you think and feel about money plays a huge role in the decisions you make and the way you view money.

If you believe that money is evil and rich people are greedy, how could you ever become rich yourself? You couldn’t. But money isn’t the issue here. Neither is that “problem” you’re facing.

When it all boils down to it, the issue is your mind.

Your belief—your mindset—is what gives money, or anything else in life.

Over time, some people develop an unhealthy money belief system, and those unhealthy thoughts could actually be impairing their ability to get rich. Here is what you need to know about how you can become aware of your limiting, non-supportive beliefs related to wealth and money and change them into supportive ones.

Let’s get ready to re-write your money story starting now.

Ask yourself questions to identify what your strengths are and what you're really good at.

What Is a Money Mindset?

Your money mindset is your personal beliefs and attitude towards money. It can affect how you save, spend, and handle money.

A person with a positive money mindset has beliefs like:

  • I don’t have to compare myself to others.
  • I enjoy helping others.
  • I have the freedom to spend, but I don’t have to.
  • It is possible to achieve my financial goals.

Your money mindset doesn’t just focus on your wallet, but it can touch all parts of your life, including your mental health, family, job, friendships, and relationships.

Can I Change My Money Mindset?

Absolutely! It is very possible to change your money mindset. With my free online course, “Don’t Believe a Thought You Think” I’ll show you the power you have to change your thoughts and life.

What Are the Benefits of Having a Positive Money Mindset?

When you have a positive money mindset, you:

  • Look for opportunities instead of seeing roadblocks.
  • Recognize that every financial situation is fixable.
  • See the value of asking for help.
  • Accept that small steps add up to progress.
  • Turn your attention away from what’s wrong and focus on opportunities for success.
  • Determine your actions and results when managing money.

10 Ways to Change Your Money Mindset Positively

How Can I Change My Money Mindset?

1. Forget What You’ve Learned

Chances are that while you grew up, you learned things about money that have stuck with you your entire life. But now that you are in charge of your life, those ideas need a serious update.

To change your money making mindset, you need to be willing to admit fault and be willing to replace the wrong ideas and values you associate with money. If you’re not willing to give up the limiting assumptions you have, you’ll never be able to grow beyond them.

2. Let Go of Your Mistakes

I could talk for days about the mistakes I made when I was young! There are tons of decisions in my past that I wish I could go back, erase, and do-over. Unfortunately, that isn’t how life works. The only thing I can do now is to use what I learned from those experiences to help me make better decisions today.

Mistakes lead to success if you are willing to learn from them. Most of us have learned great lessons from our mistakes. We fell down, and then we picked ourselves up and tried again. Unfortunately, that resilience doesn’t always happen with money.

When it comes to money, a lot of people have a bad habit of letting mistakes completely stop them. Because they made a financial mistake once, they no longer allow themselves to do anything related to it ever again. But that’s the wrong way to think about life, and certainly the wrong way to think about your money.

If you gave up every time you made a mistake, you wouldn’t have graduated from school, learned how to walk or talk, or be the human you are. We make mistakes, but they shouldn’t stop us or define who we are.

3. Eliminate Your Scarcity Mindset

A scarcity mindset is an idea that there is never enough. No matter what you do, no matter how hard you try, you won’t have enough. You see things that you would like to have, but then you give up because you assume it’s impossible for you to ever have the means to get those things. This can make you jealous of others, cause anxiety, increase stress, and make your life miserable to live.

Rather than having your thoughts, which lead to your actions, come from a place of scarcity, your thoughts need to come from a place of abundance. The scarcity mindset believes you will always come up short. The abundance mindset believes you have enough and there is enough to go around. Your needs will be met.

Having an abundance mindset about money gives you the power to act freely and bravely with your life.

4. Be Confident

Your money mindset can change how you think about yourself. You have an idea of how much you are worth and how much you deserve. That figure, whatever it might be, directly plays into how confident you are.

Never undersell yourself. Do whatever it takes to remind yourself of that and to live it every day of your life.

You are of value, and you are worth it.

Being confident can affect how you feel about yourself and how your employer sees you, and can open up doors that were previously closed to you. Believe in yourself and know you have something no one else in this world does.

5. Don’t Compare

Your route to success is different than everyone else’s. Do not waste your time comparing yourself to others.

With the constant updates of social media and the internet, it’s easy to get sucked into making comparisons. Not only do we overwhelm ourselves as we try to compare ourselves to celebrities and internet influences, but we might even compare ourselves against friends, family members, neighbors, and coworkers.

We rarely compare ourselves to where we were a year ago to see our actual growth. Instead, we tend to compare ourselves against celebrities, the hyper-wealthy, or people that are well beyond us. This creates unrealistic expectations and leads to disappointment.

Comparisons take away from focusing on your own success and development. Constantly trying to compare your success to those around you is a waste of time and is never worth doing.

new business ideas social distancing

6. Believe in Success

You have the power to make your own success. If you put in the work and the time, your life can be better than where it is now.

The playing field isn’t equal. Some people have a much easier setup for success and it can even feel like some people around you just have success handed to them. But their success does not take away from yours. If you are one of those people that have bigger obstacles than others, that does not mean it is impossible.

Everyone can find success.

The easiest way to only find failure is to never believe there was a chance for success.

7. Fake It ‘Till You Make It

Changing your mindset about money will feel unnatural. It will feel like you are going against years of habits and traditions and changing them all at the same time. When you are having a hard time living your new money mindset, don’t go back to your old bad habits. Fake it ‘till you make it.

Through repetition and time, you will change who you are and improve your relationship with money. But it takes time. It’s like learning how to write with the wrong hand. At first, it will be scribbles. It will be awkward and painful, but your brain is amazing and will learn how to adapt if you keep pushing it. If you keep going and practicing, you will learn how to write with your wrong hand. In that same way, you have to constantly stay invested in changing your money mindset. When you are struggling, keep it up, and keep pushing to become better.

8. Set Goals

Your goals should be a reflection of who you want to become, not who you are now. Setting easy goals can feel great, but you are only limiting yourself. When you create basic goals, you are not reaching your true potential.

Instead of setting goals with your current self in mind, set goals for your future self. You might not be out of debt, be making the money you want, or have the job of your dreams, but your future self is. Goals help you start coming closer to your future self.

By stretching yourself and trying for the biggest dreams you have, you give yourself room to grow and improve. When you limit yourself with small, short-sighted goals, you limit your potential and growth.

9. Project Gratitude

Be thankful for what you have. Even during the tough times, show thanks.

This isn’t always easy. When you’re in a tough spot in your life, and you think there’s nothing more than can go wrong, and it does, you don’t want to be grateful. You want to sit down and complain about how hard things are. However, complaining about getting stuck in the mud will never help you get out of the mud.

Start with small pieces of gratitude. Every day find one thing you are thankful for. The first few days you do this, you might even have to pick the same thing. As you practice gratitude, you will start to see more and more good things in your life that you are grateful for. And rather than being stuck in your conditions, you will rise above them and improve your life. When you begin to focus on the positive, the things that seem negative will start to fade away.

10. Commit to What You Want

Change takes time. Be unwavering in your desire. Be fully committed to your goals and dreams.

It can be tempting to give up if you don’t see results right away or if you ever misstep. Rather than giving up, you have to keep up with what you know will work, and you will see the results over time.

A key part of being committed to what you want is not looking back. You might think that you’re uncomfortable right now, but there is no reason you should ever go back to your old way of thinking. Instead of lingering on what used to be, focus on what could be and where you are headed.

10 Ways to Change Your Money Mindset Positively

How Should I Think About Money?

Have positive beliefs about money. Your money should be focused on experiences, not possessions. Rather than thinking about what you can buy or get with your money, focus instead on what you can do with it. The memories and experiences you can have with money well spent are much more important and life-enriching than owning a bigger house or a fancier car.

Your goal with money should never be to ‘get rich’. You’ll never be able to achieve it. No matter how much you have in your bank account, you will always want more. There will always be more to earn, spend, or save, and you will never feel complete.

Money’s role is not to help you get rich. Money is there to help you live the life you want.

Why Is It Important to Have a Positive Money Mindset?

Most people are limited by their beliefs. Some of these beliefs can be conscious, but most of them are subconscious and foundational beliefs you’ve had since childhood. A positive money mindset fights against those beliefs and changes how you view money.

By changing your relationship with money, you empower yourself to use it to reach your goals, rather than being a slave to your beliefs. When your relationship with money changes, your reality will transform as well.

Change Your Mind, Change Your Life

What’s stopping you from achieving everything you want in life? If limiting beliefs are affecting your future, there is a way to change them! Join me as my special guest for my free web class: “Don’t Believe a Thought You Think.”

In our 100% FREE web class, you’ll also learn:

  • How to increase your inner strength and confidence to take on any challenge that stands in the way of reaching your peak potential.
  • How to become incredibly trustworthy using T. Harv Eker’s universal law so that you don’t only trust yourself, but also gain respect and trust from others.
  • How to unleash your “inner warrior” and empower yourself to take unconditional action in spite of your fears, doubts, barriers, and obstacles.
  • How to become crystal clear about what you want, need, and deserve, so you can actually achieve your goals (instead of just dreaming about them).

Click here to register for FREE or select a date and time below that works best for you. See you there!


Find a date and time that works best for you.

See you there!

The post 10 Ways to Change Your Money Mindset Positively appeared first on T. Harv Eker Blog.

Donec sollicitudin molestie malesuada. Vestibulum ac diam sit amet quam vehicula

Cras ultricies ligula sed magna dictum porta. Curabitur arcu erat, accumsan id imperdiet et, porttitor at sem. Vivamus magna justo, lacinia eget consectetur sed, convallis at tellus. Donec sollicitudin molestie malesuada. Mauris blandit aliquet elit, eget tincidunt nibh pulvinar a. Pellentesque in ipsum id orci porta dapibus. Vivamus suscipit tortor eget felis porttitor volutpat. Vestibulum ac diam sit ame

Buga Meetup 2023, San Francisco

Related Articles

How to Stop People-Pleasing (And Still Be Nice)

How to Stop People-Pleasing (And Still Be Nice)

People-pleasing might not sound all that bad. After all, what’s wrong with being nice to people and trying to help them out or make them happy? But people-pleasing generally goes beyond simple kindness. The dictionary defines it as “a person who has an emotional need...

5 Powerful Ways to Develop A Growth Mindset

5 Powerful Ways to Develop A Growth Mindset

In the video above, I share 5 simple tips for developing a growth mindset. If you’re ready to get beyond your negative mindset (your #1 enemy from success) and live the life you really want, keep reading. Your mind holds the power to help you succeed in any area of...

Why Saying “No” Can Be The Best Thing You Can Do For Yourself

Why Saying “No” Can Be The Best Thing You Can Do For Yourself

How do you start and decide when to stop taking things on? When do you say, “enough is enough,” and you’ve reached your max?  In the video above, I share several tips to help you avoid that feeling of burnout and learn how to confidently say, “no.”  If you’re ready to...

Stay Up to Date With The Latest News & Updates

Access Premium Tools

Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque

Join Our Newsletter

Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque

Follow Us

Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque

Share This